Savory White Cheddar Apple Chicken Chili in 45 Minutes

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Author: Carry
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White Cheddar Apple Chicken Chili

I’ll never forget the first time I made this white cheddar apple chicken chili. It was one of those crisp fall evenings when you crave something warm and comforting, but also a little unexpected. The combination of sweet-tart apples with sharp white cheddar sounded crazy—until I took that first bite. Wow! The flavors just dance together in the most magical way. Now it’s my go-to recipe when I want to impress dinner guests or just treat my family to something special. Trust me, this isn’t your average chili it’s a cozy hug in a bowl with flavors that’ll surprise and delight you.

Why You’ll Love This White Cheddar Apple Chicken Chili

Okay, let me count the ways this chili steals hearts (and empty bowls!) every time I make it:

  • Flavor fireworks: Sweet apples, sharp cheddar, and smoky spices create this incredible balance that makes people ask “Wait, what’s in this?” after the first spoonful
  • Weeknight lifesaver: From chopping apples to cheesy perfection in under 45 minutes – even faster if you prep ingredients ahead
  • One-pot wonder: My kind of cleanup – just one Dutch oven to wash (and okay, maybe the cutting board…)
  • Leftover magic: The flavors get even better overnight – pack it for lunch and watch coworkers drool
  • Weather-proof: Cozy enough for snow days but bright enough for crisp autumn nights (I’ve served it at both!)

Seriously, this recipe’s my secret weapon – simple enough for lazy Sundays but fancy-tasting enough for holiday parties. The apples? They’re the unexpected twist that makes everyone come back for seconds.

Ingredients for White Cheddar Apple Chicken Chili

Gather these simple ingredients – you probably have most in your kitchen already! The magic happens when they all come together:

  • 1 lb boneless, skinless chicken breasts, diced into bite-sized pieces (thighs work too if you prefer darker meat)
  • 1 tablespoon olive oil – or whatever cooking oil you’ve got
  • 1 large onion, diced (I like yellow for sweetness, but white works too)
  • 2 firm apples, peeled and diced – Granny Smith are my favorite for that perfect tartness
  • 3 cloves garlic, minced (or 1 tablespoon from the jar when I’m in a hurry)
  • 1 can (15 oz) white beans, drained and rinsed – navy or cannellini both work great
  • 1 small can (4 oz) diced green chilies – mild or hot depending on your spice preference
  • 3 cups chicken broth – homemade if you’ve got it, low-sodium store-bought if not
  • 1 tsp ground cumin – the smokier the better!
  • 1 tsp chili powder – my secret is using a blend with a touch of cocoa
  • 1/2 tsp salt – plus more to taste at the end
  • 1/4 tsp black pepper – freshly cracked if you can
  • 1 cup shredded white cheddar cheese – please don’t use pre-shredded! It melts so much better when you grate your own
  • 1/4 cup fresh cilantro, chopped (optional but highly recommended – it adds such a bright flavor)

See? Nothing too fancy, just good, honest ingredients that transform into something extraordinary. Now let’s get cooking!

How to Make White Cheddar Apple Chicken Chili

Okay friends, here’s where the magic happens! Don’t let the ingredient list fool you – this chili comes together like a dream. Just follow these simple steps and you’ll have everyone begging for the recipe.

Cooking the Chicken

First things first – grab your favorite heavy-bottomed pot (I use my trusty Dutch oven) and heat that olive oil over medium heat. When it shimmers, toss in your diced chicken. Now here’s my trick – don’t crowd the pan! Give those pieces some breathing room so they get a beautiful golden crust instead of steaming. I usually cook mine in two batches if needed.

Once the chicken’s no longer pink (about 5-7 minutes), scoop it out and set it aside on a plate. And here’s the important part – we’re keeping all those tasty browned bits in the pot! That’s pure flavor gold for our next step.

Building the Flavor Base

Same pot, same heat – toss in your diced onions and apples. Now this is where patience pays off. You want to cook them until they’re nice and soft – about 5 minutes – stirring occasionally. The apples should just start breaking down but still hold their shape.

Next comes the garlic – stir it in and breathe deep because your kitchen is about to smell amazing! After about 30 seconds, add all your spices (cumin, chili powder, salt and pepper). This quick toast really wakes up the flavors – you’ll know it’s ready when the spices become fragrant, about 1 minute.

Simmering and Finishing

Time to bring it all together! Pour in your chicken broth, then add the white beans and green chilies. Give it a good stir and bring the whole mixture to a gentle simmer. Now return your cooked chicken to the pot – all those juices on the plate too!

Let everything get cozy together for 15-20 minutes – you’ll know it’s ready when the flavors have married beautifully and the chili has thickened slightly. The final touch? Stirring in that glorious white cheddar cheese until it’s all melty and dreamy. Pro tip: take the pot off direct heat when adding cheese to prevent separation.

White Cheddar Apple Chicken Chili - detail 1

Give it one final taste – maybe needs a pinch more salt? – then serve it up piping hot with that fresh cilantro garnish. Get ready for compliments!

Tips for the Best White Cheddar Apple Chicken Chili

After making this chili more times than I can count (and tweaking it every which way!), I’ve learned a few tricks that take it from good to “can I get this recipe?” amazing:

Choosing Your Apples

Not all apples are created equal here! I swear by Granny Smith – their tartness balances the richness of the cheese perfectly. If you want slightly sweeter, Honeycrisp work well too. Just avoid mealy varieties like Red Delicious – they turn to mush faster than you can say “chili time!”

Heat Adjustments

The beauty of this recipe? You control the spice level. For mild palates, stick with mild green chilies. Want more kick? Try these easy boosts:

  • Add 1/4 tsp cayenne pepper with the other spices
  • Use hot green chilies instead of mild
  • Stir in a diced jalapeño with the onions (seeds removed if you’re wary)
  • Top with sliced fresh jalapeños or a dash of hot sauce at serving

Cheese Matters

That white cheddar makes all the difference! For best results:

  • Always grate your own – pre-shredded has anti-caking agents that make it melt weird
  • Extra-sharp gives maximum flavor impact
  • Can’t find white cheddar? Regular sharp cheddar works in a pinch, though the color won’t be as pretty

Garnish Game

The toppings take this from great to “wow!” Here’s my favorite combo:

  • Fresh cilantro (trust me, it’s not just for looks!)
  • Diced avocado or a dollop of sour cream
  • Thin apple slices for a fresh crunch
  • Crumbled tortilla chips or crusty bread on the side
White Cheddar Apple Chicken Chili - detail 2

One last pro tip: If your chili seems too thin after simmering, mash a few beans against the pot’s side to thicken it naturally. Too thick? Just splash in more broth until it’s just right. Remember – cooking’s an adventure, so have fun with it!

Serving Suggestions for White Cheddar Apple Chicken Chili

Oh, the joy of serving this chili! It’s practically a blank canvas for delicious pairings. Here’s how I love to present it (and get those “oohs” and “aahs” every time):

  • Bread basket essentials: Crusty sourdough or warm cornbread are my go-tos for soaking up every last drop. Bonus points if you toast the bread with a little garlic butter!
  • Cool contrasts: A dollop of sour cream or Greek yogurt balances the warmth beautifully. Avocado slices add creamy richness too.
  • Crunchy toppings: Try crispy tortilla strips, crushed corn chips, or even toasted pumpkin seeds for texture.
  • Freshen it up: Thin apple slices or a quick cabbage slaw make refreshing sides that cut through the richness.
  • Salad pairing: A simple arugula salad with lemon vinaigrette keeps things light and bright.

My favorite way? Big bowls with all the toppings on the side so everyone can customize. It’s like a chili bar party – just add friends and watch the magic happen!

Storing and Reheating White Cheddar Apple Chicken Chili

One of the best things about this chili? It tastes even better the next day as the flavors keep getting to know each other. Here’s how I store and reheat it to keep that magic alive:

Fridge Storage

Let the chili cool completely first (I usually leave it on the counter about 30 minutes – no more than 2 hours for safety). Then transfer it to an airtight container – my trusty glass bowls with snap lids work perfectly. It’ll keep beautifully in the fridge for 3-4 days, though ours never lasts that long!

Pro tip: Store any toppings like cilantro or avocado separately so they stay fresh.

Freezer-Friendly Goodness

This chili freezes like a dream! For single servings, I use freezer-safe mason jars (leave an inch of space at the top!) or heavy-duty freezer bags laid flat. It’ll keep for 2-3 months with no quality loss. Just thaw overnight in the fridge when ready to use.

Small warning: The texture of the apples changes slightly after freezing (they get softer), but the flavor stays amazing. If this bothers you, you can add fresh diced apples when reheating.

Reheating Like a Pro

For stove-top revival: Warm it gently over medium-low heat, stirring occasionally. Splash in a little broth or water if it seems too thick. Takes about 15 minutes to get piping hot throughout.

Microwave method: Transfer a portion to a microwave-safe bowl, cover loosely, and heat in 1-minute bursts, stirring between each. Usually ready in 2-3 minutes total.

Important: Always reheat until steaming hot (165°F if you’re checking with a thermometer) and never reheat more than once for food safety. If the cheese separates a bit during reheating, just give it a good stir – it’ll come back together beautifully!

White Cheddar Apple Chicken Chili FAQs

I get asked about this recipe all the time – here are answers to the most common questions that pop up:

Can I use a different cheese if I don’t have white cheddar?

Absolutely! While white cheddar gives that perfect sharpness and creamy melt, you can substitute regular sharp cheddar, Monterey Jack, or even pepper jack if you want extra spice. Just avoid super mild cheeses like mozzarella – they disappear flavor-wise. The key is using a cheese that stands up to the apples and spices.

How spicy is this chili normally?

Out of the gate, it’s pretty mild – think “comforting” rather than “fire-breathing.” The green chilies add just a whisper of heat. But here’s the fun part: You can easily dial it up! My favorite way is adding a pinch of cayenne with the other spices, or topping bowls with sliced jalapeños. The apples actually help balance any added heat beautifully.

Will this work in a slow cooker?

Yes! I’ve made it both ways. For slow cooker version: Sauté chicken, onions, and apples first (this builds flavor), then transfer everything except the cheese to the cooker. Cook on LOW 4-6 hours. Stir in cheese during last 15 minutes. The apples get extra soft this way, but it’s still delicious!

Can I make it vegetarian?

Totally! Swap chicken for 2 cans of drained chickpeas (add with the white beans) and use vegetable broth. You might want to bump up the spices slightly since you’re losing the chicken flavor. The cheese still gives plenty of richness – I’d keep that in!

Why do the apples sometimes disappear in the chili?

Ah, apple texture! If you prefer distinct apple pieces, use firmer varieties (Granny Smith) and don’t overcook – add them towards the end of sautéing. Some breakdown is normal though – it helps thicken the chili and distribute flavor. No wrong way here!

Still have questions? Drop them in the comments – I love chatting about this recipe!

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Nutritional Information

Okay, let’s talk numbers – but first, the fine print! These nutrition estimates are based on standard ingredients and serving sizes, but your actual results might vary slightly depending on brands and exact measurements. Here’s the scoop per generous serving (about 1.5 cups):

  • Calories: 350 – hearty but not heavy
  • Protein: 28g – thanks to all that chicken and beans!
  • Carbohydrates: 30g (with 6g fiber from those wonderful beans and apples)
  • Sugar: 10g – mostly natural from the apples (that’s why Granny Smiths are perfect!)
  • Fat: 12g (5g saturated from the cheese – worth every bite)
  • Sodium: 800mg – use low-sodium broth if you’re watching this

What I love is how balanced this chili is – you’re getting quality protein, fiber-rich carbs, and just enough richness from the cheese to make it satisfying without feeling weighed down. It’s one of those meals that keeps you full for hours but doesn’t leave you needing a nap!

For more delicious recipes and inspiration, check out our Pinterest page!

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White Cheddar Apple Chicken Chili

Savory White Cheddar Apple Chicken Chili in 45 Minutes


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  • Author: Carry
  • Total Time: 45 minutes
  • Yield: 4 servings
  • Diet: Low Lactose

Description

A hearty and flavorful chili combining chicken, apples, and white cheddar for a unique twist on a classic dish.


Ingredients

  • 1 lb boneless, skinless chicken breasts, diced
  • 1 tbsp olive oil
  • 1 onion, diced
  • 2 apples, peeled and diced
  • 3 cloves garlic, minced
  • 1 can (15 oz) white beans, drained
  • 1 can (4 oz) diced green chilies
  • 3 cups chicken broth
  • 1 tsp ground cumin
  • 1 tsp chili powder
  • 1/2 tsp salt
  • 1/4 tsp black pepper
  • 1 cup shredded white cheddar cheese
  • 1/4 cup fresh cilantro, chopped (optional)


Instructions

  1. Heat olive oil in a large pot over medium heat.
  2. Add diced chicken and cook until no longer pink, about 5-7 minutes. Remove and set aside.
  3. In the same pot, sauté onion and apples until softened, about 5 minutes.
  4. Add garlic, cumin, chili powder, salt, and pepper. Stir for 1 minute.
  5. Pour in chicken broth, white beans, and green chilies. Bring to a simmer.
  6. Return cooked chicken to the pot. Simmer for 15-20 minutes.
  7. Stir in shredded white cheddar cheese until melted.
  8. Garnish with cilantro before serving, if desired.

Notes

  • Use tart apples like Granny Smith for the best flavor balance.
  • For extra heat, add a pinch of cayenne pepper.
  • Serve with crusty bread or tortilla chips.
  • Prep Time: 15 minutes
  • Cook Time: 30 minutes
  • Category: Main Dish
  • Method: Stovetop
  • Cuisine: American

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